What Is HOMA-IR?

HOMA-IR stands for Homeostatic Model Assessment of Insulin Resistance. It is the most widely used research index for estimating insulin resistance from a simple fasting blood draw. This guide explains what it measures, how it works, what the numbers mean, and its limitations.

Educational use only. HOMA-IR is a research screening tool — not a clinical diagnostic test. Results require interpretation by a healthcare provider in context of full clinical and lab history.

What Does HOMA-IR Measure?

Insulin resistance means cells respond poorly to insulin — the pancreas must produce more insulin than normal to keep blood glucose in range. HOMA-IR quantifies this by looking at how much insulin is circulating relative to how high the fasting glucose is.

The logic: if your cells are sensitive to insulin, a small amount of insulin should be enough to keep fasting glucose normal. If insulin resistance is present, the pancreas compensates by secreting more insulin — so fasting insulin is elevated even when fasting glucose is still normal (or only mildly elevated).

The HOMA-IR Formula

HOMA-IR = (Fasting Glucose mg/dL × Fasting Insulin µIU/mL) ÷ 405

Developed by Matthews et al. in 1985 at the University of Oxford. The constant 405 normalizes the result so that a healthy non-diabetic person scores approximately 1.0. For mmol/L glucose: divide by 22.5 instead of 405.

Example: Fasting glucose = 95 mg/dL · Fasting insulin = 12 µIU/mL
HOMA-IR = (95 × 12) ÷ 405 = 1140 ÷ 405 = 2.81 — borderline elevated.

Calculate your HOMA-IR →

Reference Ranges

HOMA-IRInterpretation
< 1.0Optimal sensitivity — low metabolic risk
1.0 – 1.9Normal range for most healthy adults
2.0 – 2.9Borderline — consider lifestyle review
3.0 – 4.9Insulin resistance likely — discuss with provider
≥ 5.0Significant resistance — clinical evaluation warranted

Cut-off values vary in the literature (some use ≥ 2.5 as the resistance threshold). Population-specific norms differ by ethnicity, age, and BMI.

Limitations of HOMA-IR

  • Not a diagnostic test. No single HOMA-IR value diagnoses diabetes or metabolic syndrome — it is a screening and research tool.
  • Insulin assay variation. Fasting insulin values differ significantly between laboratories and assay methods. Results from different labs are not directly comparable.
  • Requires true fasting. The sample must be from an 8–12 hour fast. Even a small meal alters both glucose and insulin levels dramatically.
  • Less valid in insulin-deficient patients. Type 1 diabetes and advanced Type 2 (with beta-cell failure) will show low insulin regardless of glucose level — HOMA-IR loses interpretive value.
  • Single time point. Insulin resistance fluctuates with stress, illness, activity, and sleep. One measurement is a snapshot, not a definitive assessment.

HOMA-IR vs Other Indices

IndexFormulaHigher = More Resistant?Best Use
HOMA-IR(G × I) ÷ 405YesMost widely validated; best for population studies
QUICKI1 ÷ [log(I) + log(G)]No (higher = more sensitive)Better discrimination in normal sensitivity range
G:I RatioG ÷ INo (lower = more resistant)Simple; good for hyperinsulinemia screening
TG:HDL RatioTG ÷ HDLYesUses lipid panel; no insulin required

Sources

  1. Matthews DR et al. "Homeostasis model assessment." Diabetologia. 1985;28:412–419.
  2. Katz A et al. "Quantitative insulin sensitivity check index." J Clin Endocrinol Metab. 2000;85:2402–2410.

Last reviewed: June 2025